A great rate for years to come.

CD Image

Meet your savings goals with a Certificate of Deposit from TDECU.

Great Rate

Certificates of Deposit are a risk-free, guaranteed short-term savings option. You choose from our many term options — from 3 to 60 months — and then earn a fixed rate of return. And because we're a not-for-profit financial cooperative, we're able to offer higher rates than you'd receive at a bank.

Plus, with TDECU's unique bump-up feature, if rates go up, you have the opportunity to increase your rate of return once during the term of your CD.

Open A CD Now


With a Certificate of Deposit from TDECU, you'll get:

  • Lower fees and higher deposit rates than traditional banks
  • No additional deposit except at maturity
  • No penalties for withdrawing interest
  • Dividends compounded and paid monthly

Our best rates

Bold indicates limited-time rates.

Deposit Term APY2 Dividend Rate
6 mo. 0.65% 0.65%
12 mo. 0.90% 0.90%
18 mo. 1.60% 1.59%
27 mo. 2.25% 2.23%
60 mo. 3.00% 2.96%

* APY = Annual Percentage Yield. Limited-time rates not valid on auto-renewing CDs. Rates, terms, and conditions subject to change. $1,000 minimum deposit required; maximum CD amount is $500,000. To receive a bump-up rate increase, you must call or visit TDECU. A penalty will be imposed for withdrawals made before maturity. Refer to TDECU's Account Information and Truth in Savings brochures for additional terms and conditions.

Is a CD right for you?

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