Certificates of Deposit are a risk-free, guaranteed short-term savings option. You choose from our many term options — from 3 to 60 months — and then earn a fixed rate of return. And because we're a not-for-profit financial cooperative, we're able to offer higher rates than you'd receive at a bank.
Plus, with TDECU's unique bump-up feature, if rates go up, you have the opportunity to increase your rate of return once during the term of your CD.
Bold indicates limited-time rates.
|Deposit Term||APY2||Dividend Rate|
* APY = Annual Percentage Yield. Limited-time rates not valid on auto-renewing CDs. Rates, terms, and conditions subject to change. $1,000 minimum deposit required; maximum CD amount is $500,000. To receive a bump-up rate increase, you must call or visit TDECU. A penalty will be imposed for withdrawals made before maturity. Refer to TDECU's Account Information and Truth in Savings brochures for additional terms and conditions.
Fill out the information below to be contacted by a TDECU agent.