To get your money to do more for you, consider a Certificate of Deposit (CD) or Money Market Account from TDECU. Both options provide higher interest rates than you would get from a standard checking or savings account, and because we're a credit union, we can offer higher interest rates than banks can typically offer.
Whether a CD or a Money Market account is best depends on your needs and goals:
APY = Annual Percentage Yield. Rates, terms, and conditions subject to change.
For Certificates of Deposit: $1,000 required minimum deposit. A penalty will be imposed for withdrawals made before maturity.
For Money Market Accounts: A minimum initial deposit of $2,500 is required on all Money Market Accounts. A $10 monthly maintenance fee applies if the daily balance falls below the minimum balance requirement at any time during the month. Federal regulations limit the number of transfers/withdrawals from a Money Market Account to six per calendar month via fax, telephone, online, ACH, money market check, or overdraft. You may transfer/withdraw as often as you like in person, via mail or messenger, ATM, or to pay loan payments. Fees could reduce earnings on accounts. Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.
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